The amount you should expect in a New York Uber accident settlement depends on whether or not the driver was actively transporting passengers or en route to pick them up, who was at fault, and the severity of your injuries. If you’ve been injured in an Uber or ridesharing accident, it's always best to speak with an experienced Uber accident attorney as soon as possible.
Uber is well aware that accidents will happen, which is why the company carries huge insurance policies to pay out Uber accident claims. Over the years, New York passengers, other motorists, pedestrians, bicyclists and many others have received Uber accident settlement amounts that pay for all their medical care and other short- and long-term damages caused by an accident involving a negligent Uber driver, or a negligent driver that hits their Uber. The New York attorneys at Brandon J. Broderick know how to handle Uber accidents to make sure you get the best Uber accident settlement possible.
Uber’s Liability Insurance Coverage in New York
According to New York State law, Uber, Lyft and other ridesharing service drivers who are carrying a passenger in their vehicles are required to carry $1 million in liability coverage (to compensate for bodily injury, property damage, and wrongful death), and $1 million in underinsured/uninsured motorist coverage. This insurance coverage is available to victims even if the Uber driver did not cause the accident and if the other driver was uninsured.
Insurance limits depend on whether or not the Uber driver was en-route to pick up or was currently transporting a passenger. Drivers who are carrying a passenger in their vehicles are required to carry $1 million in liability coverage, to compensate for bodily injury and property damage. This insurance coverage may be available to victims even if the Uber driver did not cause the accident and if the other driver was uninsured. These insurance requirements that apply when the driver is carrying a passenger replace the typical no-fault insurance laws that otherwise apply in New York.
If the Uber driver has the app turned on and was awaiting a ride request, lower insurance limits apply. If the Uber driver was not working at all, his or her own personal insurance would be liable, if applicable in the accident. In this case, the typical New York no-fault insurance laws would apply.
Factors Involved In Determining The Value Of Your Uber Accident Case
Although it is difficult to determine the value of your case, there are several factors your legal team will consider when calculating the damages, including:
The Extent And Severity Of Your Injuries
Any car accident can cause a wide range of injuries. You may suffer from neck, back, leg, or arm injuries. The extent of your injuries may progress over several days or weeks after the accident. The severity of your injuries and your long-term prognosis will determine how your case may be valued.
Current And Future Medical And Rehabilitation Costs
Medical costs may include ER visits, extended hospitalization, physical therapy, chiropractic treatment, and follow-up doctor visits. Your medical costs may also include prescription medication, including pain management.
You may be out of work for several days or even weeks during recovery. If so, you may experience a loss of income. You may also lose future earning capacity and benefits due to permanent injuries. As a result, you may sustain long-term financial loss.
You may also suffer noneconomic damages such as disfigurement, physical impairment, mental anguish, and in cases of wrongful death, the loss of companionship or parental guidance.
Brandon J. Broderick Can Help You Recover Compensation After an Uber Accident
New York has complex insurance laws around car accidents involving Uber or other ridesharing services. Our knowledgeable Uber accident attorneys can take over all negotiations with insurers so you get full and fair compensation for your losses. One of our trusted team members will listen to your story, learn about your case, and can advise you on the next steps. Many of our clients feel a sense of relief once they make that first phone call. Contact us today.