With the rising popularity of online ordering and delivery services like DoorDash, Caviar, and UberEats, more food delivery drivers are on the roads than ever before. When one of these drivers gets in an accident, it's different from just getting hit by another passenger vehicle. If you are driving and are in a car accident with a commercial delivery driver, you will be dealing with not only the driver, but the company behind them. At Brandon J. Broderick, Attorney at Law, our car accident attorneys understand not only what victims are going through but also have years of experience working for maximum settlement amounts in car accident cases. Speaking with an experienced attorney after you’ve been hit by a food delivery driver is a wise idea to understand your options.
Damages and Compensation for an Accident with a Food Delivery Driver
While laws related to accidents vary by state, below outlines some information on popular ordering apps' occupational accident policies.
DoorDash and Caviar
Both DoorDash and Caviar couriers automatically receive coverage under DoorDash's policy. It covers:
- Medical expenses up to $1,000,000 with no deductible
- Disability coverage up to $500 a week
- Survivor payments up to $150,000
It does not cover damage to bikes or cars from an accident during a delivery
Uber maintains that the driver's personal insurance should cover an accident first. The policy provided by UberEats covers:
- Commercial auto liability up to $1,000,000 with a $1,000 deductible
- Commercial auto liability coverage for accidents between deliveries but still clocked in up to $50,000 for injury, $25,000 for property damage and up to $100,000 total
Seek Medical Treatment and File a Police Report Immediately Right After An Accident
If you’ve been in a car accident, you or someone else involved or witness to the accident should call 911 and report the accident as well as any injuries. The police will record the accident scene, take statements from you and any other victims or witnesses, and anyone needing medical attention will be treated or taken to a hospital. When speaking to the police officer, try to relate as many details of the accident and vehicle as you can. Consider getting an extra copy of the police report for yourself and your records. Reporting an accident is not an optional task in most states.
Brandon J. Broderick Can Help You Recover Compensation
The driver's company and their commercial insurance will not want to pay you the full amount of damages. Instead, they will likely try to get you to settle quickly, before understanding the full extent of the accident. You should always be careful of signing anything when you are in an accident with a delivery driver. Talk with an attorney who has the experience to help you get the compensation you need.
At Brandon J. Broderick, our knowledgeable car accident attorneys can take over all negotiations with insurers so you get full and fair compensation for your losses. One of our trusted team members will listen to your story, learn about your case, and can advise you next steps. Many of our clients feel a sense of relief once they make that first phone call. Contact us today.