Navigating the workers' compensation system in New York can be a daunting task, especially when a claim is denied. Workers' compensation benefits are designed to provide financial support and medical care to employees who are injured or become ill due to their job. However, the process is not always straightforward, and claim denials are not uncommon. Knowing how to appeal a denial is important to make sure you receive the benefits you deserve.

In New York, the workers' compensation system is governed by specific laws and regulations that outline the process for filing claims and appealing denials. If your claim has been denied, it's important to know that you have the right to appeal the decision. This article will provide a step-by-step guide to navigating the appeals process, including key forms, deadlines, and tips for success.

Even though workers’ comp is sometimes straightforward, in cases of a denial and appeal, it would benefit you to seek legal help. The NY workers comp lawyers at Brandon J. Broderick, Attorney at Law can help guide you through the process. Call us today for more information.

Understanding the Workers' Compensation System in New York

Workers' compensation in New York provides quick benefits to employees who suffer work-related injuries or illnesses. These benefits can include medical treatment, wage replacement, and compensation for permanent disabilities. The New York State Workers' Compensation Board (NYSWCB) oversees the administration of these benefits and handles disputes between employees and employers or insurance carriers.

Reasons for Claim Denials

Claims can be denied for various reasons. Among them include:

• Insufficient Evidence: Lack of medical documentation or proof that the injury is work-related.
• Missed Deadlines: Failure to report the injury or file a claim within the required time frame.
• Disputed Injury: The employer or insurance carrier disputes the validity of the claim or the severity of the injury.

If your claim is denied, you will receive a notice explaining the reason for the denial. This notice is the starting point for the appeals process.

Step-by-Step Guide to Appealing a Workers' Compensation Denial

Step 1: Understand the Reason for Denial

The first step in appealing a workers' compensation denial is to carefully review the notice you received. This notice will outline the specific reasons for the denial. Understanding these reasons will help you gather the necessary evidence and documentation to support your appeal.

Step 2: Gather Supporting Evidence

To strengthen your appeal, gather all relevant evidence that supports your claim. This can include:

• Medical Records: Detailed records from doctors, hospitals, and other healthcare providers that document your injury and treatment.
• Witness Statements: Statements from coworkers, supervisors, or anyone else who witnessed the accident or can attest to your condition.
• Workplace Reports: Accident reports, safety logs, and any other documentation related to the incident.

Step 3: File a Request for a Hearing

To formally appeal the denial, you must file a Request for a Hearing (Form RFA-1W) with the NYSWCB. This form can be found on the NYS Workers' Compensation Board website. Be sure to fill out the form completely and accurately, and include any supporting evidence. There are specific deadlines for filing this form, typically within 30 days of receiving the denial notice.

Step 4: Attend the Hearing

After you submit your Request for a Hearing, the NYSWCB will schedule a hearing before a Workers' Compensation Law Judge. At this hearing, you will have the opportunity to present your case, including any new evidence or testimony. The judge will consider all the information and make a decision regarding your appeal.

Step 5: Await the Judge’s Decision

After the hearing, the judge will issue a written decision. If the judge rules in your favor, your benefits will be awarded. If the judge upholds the denial, you can take further action by appealing to the Workers' Compensation Board Panel.

Step 6: Appeal to the Workers' Compensation Board Panel

If you disagree with the judge’s decision, you can file an Application for Board Review (Form RB-89) with the NYSWCB. This form can be found on the NYS Workers' Compensation Board website. The Board Panel will review the case and issue a decision. There are specific deadlines for filing this form, typically within 30 days of the judge’s decision.

Step 7: Further Appeals

If the Board Panel’s decision is not in your favor, you have the right to appeal to the Appellate Division of the New York Supreme Court. This is a more formal legal process and typically requires the assistance of an experienced attorney.

Key Deadlines and Forms

• Report the Injury: Within 30 days of the incident.
• File a Claim (Form C-3): As soon as possible, ideally within two years of the incident.
• Request for a Hearing (Form RFA-1W): Typically within 30 days of receiving the denial notice.
• Application for Board Review (Form RB-89): Within 30 days of the judge’s decision.

For more information and to access the necessary forms, visit the New York State Workers' Compensation Board website.

Call Us Today For Legal Help With Your Workers' Comp Claim

The workers' compensation appeals process can be complex, but you don't have to go through it alone. At Brandon J. Broderick, Attorney at Law, we specialize in helping injured workers understand their rights and secure the benefits they deserve. Our experienced team is here to guide you through every step of the process and provide the support you need.

Contact us today for a free consultation to discuss your case and learn more about your legal options. Let us help you obtain the compensation you are entitled to.