If you’ve been hurt in a car wreck or any kind of accident in Kentucky, getting a police report might not be the first thing on your mind—but it’s often one of the most important. These reports can contain information that helps your insurance claim or a personal injury lawsuit down the road.
Think of the police report as the first official record of what happened. It includes facts about the accident, notes from the responding officer, and sometimes witness statements. This guide will walk you through how to get your hands on that report and why it can make a big difference in your case.
Why Police Reports Are So Important For Injury Claims
A police report isn’t just paperwork—it can be a valuable piece of your case. When insurance companies or attorneys look at your claim, they often turn to the report first. It gives them a quick look at what happened, who was involved, and what the officer observed at the scene.
You can expect the report to include:
- Time and place of the incident
- Names of the drivers and vehicle details
- Any citations issued
- Diagrams of the scene, if included
- Initial opinions about what caused the crash
Even though these reports aren’t always allowed as evidence in court, they’re still used during settlement talks and insurance investigations.
Kentucky’s Reporting Rules
According to KRS 189.635, Kentucky law requires law enforcement to file a report for any vehicle accident involving injury, death, or property damage over $500. These official reports go to the Kentucky State Police (KSP).
If no officer shows up or a report isn’t filed on your behalf, you may need to submit a Civilian Traffic Collision Report yourself using Form KSP 74. This form must be filed within 10 days of the accident.
How to Get a Copy of a Kentucky Police Report
Step 1: Figure Out Who Filed the Report
Did the Kentucky State Police respond, or was it a local police department or sheriff’s office? This matters because it tells you where to request the report.
Step 2: Wait for the Report to Be Ready
It usually takes 7 to 10 business days for the report to be finalized and entered into the system. More complicated accidents could take longer.
Step 3: Make Your Request
For Reports by Kentucky State Police:
- Visit https://kentuckystatepolice.org/civilian-collision-reports/
- You’ll need info like the crash date, names of drivers, and license plate numbers
- The cost is $10 to download the report as a PDF
For Reports by Local Departments:
Check with the specific agency’s website or call their office. Some offer pickup in person, while others send reports by mail or email. You may be asked to fill out a short form and pay a small fee.
Step 4: Double-Check the Report
After you get the report, take time to read it carefully. Look for any errors in dates, names, or how the accident is described. If something doesn’t seem right, let your lawyer know. Even if the report can’t be changed, your attorney can find ways to clear up confusion using other records.
What to Do If No Police Report Was Filed After an Accident
Sometimes police aren’t called, especially in minor accidents. That doesn’t mean you can’t file a claim—you’ll just need other evidence:
- Photos from the accident scene
- Medical reports
- Repair estimates
- Eyewitness accounts
- A self-submitted collision report (Form KSP 74)
These items can still help tell the story of what happened and support your case.
How Lawyers Use Police Reports For Injury Claims
Attorneys use police reports to build a timeline, find witnesses, and get a better sense of what happened. Even if the report doesn’t tell the whole story, it often leads to other useful evidence, like camera footage or additional statements.
Your lawyer may use the report to highlight details that back up your version of events—or to question errors that cast doubt on the other party’s story.
Call Brandon J. Broderick For Legal Help
If you’ve been injured in an accident in Kentucky and need help getting a police report or building your case, Brandon J. Broderick, Attorney at Law, is ready to assist. We’ll help you secure the documentation you need and use it as part of a comprehensive legal strategy.
Our team works hard to make the process straightforward and supportive from start to finish. Contact us today for a free consultation.